What does a Credit Analyst do?

Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decision making.

Jobs Roles

  • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
  • Prepare reports that include the degree of risk involved in extending credit or lending money.
  • Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.
  • Confer with credit association and other business representatives to exchange credit information.
  • Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
  • Generate financial ratios, using computer programs, to evaluate customers' financial status.
  • Review individual or commercial customer files to identify and select delinquent accounts for collection.
  • Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
  • Consult with customers to resolve complaints and verify financial and credit transactions.
  • Analyze financial data such as income growth, quality of management, and market share to determine expected profitability of loans.
Credit Risk Analyst at Rory Mackie & Associates in Cape Town CBD 18 hours ago
Credit Risk Analyst at Network Finance in South Africa 2 days ago
Senior Credit Risk Analyst - Underwriter at PSS Recruitment in Western Cape 2 days ago
Senior Credit Risk Analyst: Credit Growth at The Foschini Group in Parow 5 days ago
Senior Credit Risk Analyst at PSS Recruitment in Sandton 5 days ago
Senior Business Analyst (Credit Analyst) at Mindworx Consulting in South Africa 6 days ago
Credit Analyst Risk at Barclays in Pretoria 1 week ago
Senior Business Analyst (Credit Analyst) at Mindworx Consulting in Polokwane 1 week ago
Senior credit analyst at Kamo Placements in Other 1 week ago