Head, Credit Decisioning Wealth & Investment

Company Description
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa, bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description
To be accountable for the credit risk management function (e.g., credit evaluation, concentration risk, industry exposure, etc.) for Personal and Business Banking for an allocated province in line with the broader PBB SA Credit and PBB Risk objectives.

Qualifications

• Post-graduate in Finance (Accounting or relevant)

Experience Required

• 8-10 years experience in developing credit risk management frameworks and managing a credit function within a large financial institution.
• Experience of Credit Risk assessment and evaluation including financial statements, Credit Risk management acumen, commercial acumen, regulatory requirements for lending.
• Management of large teams across geographies.
• Exposure to Credit strategy development.

Behavioural Competencies

• Developing Strategies
• Directing People
• Making Decisions
• Showing Composure
• Team Working

Technical Competencies

• Evaluating Risk Management Effectiveness
• Risk Identification
• Risk Measurement
• Risk Reporting
• Risk Response Strategy

Seniority level: Executive

Employment type: Full-time

Job function: Finance and Sales