Overview
Our client in the Financial Services Industry is seeking a Senior Credit Risk Analyst to join their team.
Minimum Requirements
- Grade 12/Matric
- Degree in a quantitative field such as Statistics, Mathematics, Computer Science, Physics or Engineering.
- Post-Grad qualification or relevant professional qualification (FRM, MBA, CFA etc.) will be advantageous
- 5-7 years’ experience in Credit Risk Analyst role
- Strong coding skills in SQL and SAS
Job Responsibilities.
Reporting to the head of credit, the responsibilities will include:
- Development, maintenance, and calibrations of Pricing Model. managing pricing and product strategies.
- Managing acquisitions credit strategy (including credit policy rules, business rules, and managing scorecard decisions).
- Updating of IFRS9 provisions models.
- Monthly EF portfolio reporting to internal stakeholders (OPSCO, MANCO, and EXCO).
- Quarterly portfolio reporting to external funders.
- Ad hoc requests for reporting (e.g. rating agencies).
- Data analyses to provide insights and drive business decisions.
- Providing information to support external and internal audits.
- Giving guidance and support to junior team members
Key Competencies / Skills
- Problem solver
- Attention to detail
- Self-motivated
- Critical thinking
- Ability to work independently
