This job is expired.


Credit Analyst, Bellville

Last update 2024-05-25
Expires 2024-05-24
ID #2086851985
Credit Analyst, Bellville
South Africa, Western Cape, Bellville,
Modified March 25, 2024


Loan Admin. Will receive the documents from the clients, make sure everything is there and
request info if needed. This person is the front line on the business. Must do the admin for the
required loan.

Loan origination
• Review and evaluates loan applications and documentation for completeness.
• Preparing, reviewing, and analysing the creditworthiness of all business loan originations and refinances by completing a credit scorecard.
• Review of the financial status of the client by interpreting financial statements and SARS documentation.
• Request additional information and follow up outstanding applications.
• Engaging with clients (telephonically and written) throughout the loan origination journey.
• Creating loan quotes and proposals in conjunction with the credit and legal team.
• Determine loan pricing, repayment mechanisms and terms (in consultation with credit team).
• Providing professional customer service, through quick turn-around time and effective communication, whilst adhering to the lending guidelines and practices.
• Contribute to the achievement of monthly business targets.

Administrative duties
• “Pipeline management” from origination through to close.
• Post-close due diligence to ensure the loan is documented as approved and is in compliance with business/credit rules, relevant regulations, and internal policies and guidelines.
• Deal with refinancing requests.
• Obtain and file copies of loan applicants' credit history, corporate financial statements, and other financial information.
• Constantly reviewing and improving the origination and lending process in order to maintain highest level of efficiency, and ability to allocate more time to origination and business development.

Job details:

Job type: Full time
Contract type: Permanent
Occupation: Credit analyst

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